About Ruben Car Sales

Our Story: About Ruben Car Sales

Ruben Car Sales began on a small lot in Phoenix with a handful of hand-picked vehicles and a belief that a dealership could be both fair and profitable. Over the years we have grown into a full used car operation with a deep, fast-turning inventory of cars, trucks, SUVs and hybrids, but our principles have never changed. We buy carefully, price honestly and stand behind everything we sell.

Along the way we saw how many good buyers were trapped: people with steady income who could not get a bank loan because of thin or damaged credit. In-house buy here pay here financing became our answer. We also watched drivers in other states struggle to find the vehicle they wanted, so we put our own transport arm, Ruben Car Shipments, to work delivering cars to all 50 states for far less than an outside broker. That combination, in-house approval plus nationwide delivery, is what makes Ruben Car Sales different.

What We Stand For

Every decision at Ruben Car Sales comes back to a short list of principles you can hold us to:

• Straightforward pricing. A flat $395 documentation fee with no mandatory add-ons or surprise charges.
• No credit check financing. We approve on income and down payment, not a credit score.
• Inspected vehicles. Every car is serviced and reconditioned before it is listed.
• A real warranty. A 15-month engine and transmission warranty plus a 30-day money-back guarantee on qualifying vehicles.
• Nationwide access. Door-to-door delivery to all 50 states through Ruben Car Shipments.
• Real people. A family-run dealership you can call and actually reach.

How We Help You Buy With Confidence

Buying a used car should not require a finance degree or a leap of faith. Ruben Car Sales removes the two biggest obstacles buyers face. First, we make financing personal: our in-house buy here pay here financing skips the bank and the credit check, so an approval is usually minutes away. You can learn exactly how it works on our financing page.

Second, we make location irrelevant. Through nationwide car delivery, your new vehicle arrives at your door, with the title and paperwork handled for you. If you want to sell or swap your current car, our trade-in and sell-your-car service gives you a same-day valuation. And every qualifying vehicle is protected by our used car warranty.

Our Promise to Every Customer

When you buy from Ruben Car Sales, here is exactly what you can count on: your vehicle is inspected before delivery, your out-the-door price is confirmed before you commit, and qualifying vehicles are backed by a 15-month engine and transmission warranty plus a 30-day money-back guarantee. If an undisclosed mechanical issue appears within the first 1,500 miles, we make it right. That is not a slogan. It is how we have stayed in business and earned referrals.

The Numbers Behind Ruben Car Sales

These numbers say a lot about Ruben Car Sales and how we work for our customers.

• 50 states served through Ruben Car Shipments.
• Minutes, not days to get an approval decision.
• 15 months of engine and transmission coverage on qualifying vehicles.
• 30 days money-back guarantee against undisclosed issues.
• 1 flat fee of $395, with no mandatory add-ons.

Visit or Contact Ruben Car Sales

Stop by our Phoenix showroom at 9623 Cave Creek Rd, Phoenix, AZ 85020, call us at (623) 920-8479, or email purchase@rubencarsales.com. Ready to shop? Browse our full used car inventory or reach us through our contact page. Wherever you are in the country, we are ready to put you in a dependable vehicle and deliver it to your door. To shop with confidence, review the FTC used car buying guide.