Ruben Car Sales is more than a lot with cars on it. We offer a full set of used car services that make buying, financing and receiving a vehicle simple, and most of it works just as well from your couch as it does on our Phoenix lot. From in-house financing to nationwide shipping, here is everything we do for our customers.
In-House Buy Here Pay Here Financing
Our most popular service is financing built around real people instead of credit scores. We lend in house with no bank and no credit check, approve buyers whom traditional lenders decline, and set up weekly, biweekly or monthly payments that fit your budget. It is the easiest path to a dependable car for first-time buyers and anyone rebuilding credit. Learn more on our financing page.
Trade-In Appraisals and Buying Your Car
We appraise and buy used cars, trucks, SUVs and hybrids, and we accept trade-ins toward anything in our inventory. You get a fast, fair, no-obligation offer, and you can take cash or apply the value to your down payment. It takes minutes to start. See our sell your car page for details.
Nationwide Car Delivery
Through our own transport arm, Ruben Car Shipments, we deliver vehicles door to door in all 50 states, usually for far less than an outside broker. We handle the title and paperwork and keep you updated until your car arrives. Explore our nationwide delivery service.
Warranty and Vehicle Protection
Qualifying vehicles include a 15-month engine and transmission warranty and a 30-day money-back guarantee, with optional extended protection available. Every vehicle is inspected and reconditioned before it is listed. Read the details on our warranty page.
Buy Online From Anywhere
You can complete the whole purchase remotely: browse real photos and prices, request an out-the-door quote, get approved, pay, and arrange delivery. No need to visit the lot unless you want to. Start with our used car inventory.
Get Started With Ruben Car Sales
Whether you need our used car services for financing, a trade-in valuation, nationwide delivery or a vehicle you can trust, we are ready to help. Call (623) 920-8479 or reach us through our contact page, and let us put our used car services to work for you. You can also read the FTC used car buying guide.
